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Flexible Financing for Home Remodeling in Fresno & Clovis | Imagine Remodeling

 

Finance Your Fresno, CA Remodel Project With Us

At Imagine Remodeling, we know timing and budget don’t always line up. That’s why we’ve partnered with Buildertrend and Nelnet Bank (Member FDIC) to offer secure, flexible financing options. Whether you're ready to begin now or want to keep your cash working elsewhere, our financing gives you the freedom to move forward on your terms.


Have a question? Give us a call at (559) 365-6542.

Modern Fresno bathroom with large vanity, gray cabinets, walk in shower, and frosted floral mirrors

Why Finance Your Project?

flexible cash

Flexible cash flow

Keep more of your money in savings or investments while getting the remodel you need now.

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Fast approvals

See your personalized financing offer in minutes with only a soft credit pull (no impact on your credit score).

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Trusted partners

Financing is provided through the Buildertrend platform by Nelnet Bank, ensuring FDIC‑insured reliability and secure processing.

Financing Options

 

Option 1: 12‑Month “Same as Cash” Plan (No Hard Credit Check)

  • No payments or interest for 12 months. Enjoy a full year to pay without monthly payments.
  • Interest waived when paid in full. Interest accrues at 24.99 % APR during the promotional period but is waived if you repay the principal within 365 days.
  • No down payment required. Finance up to $150,000.
  • Soft credit check. Seeing your offer doesn’t affect your credit score.

Option 2: Low Monthly Payment Plan

  • Low fixed APRs starting at 4.99 % (APR range 4.99 % – 10.99 %, based on creditworthiness, term and loan amount).
  • Flexible terms from 60 to 180 months, letting you spread payments over 5–15 years.
  • No prepayment penalty. Pay off the loan early without fees.
Fresno kitchen with large farmhouse sink, wood cabinetry, and blue glass pendant light

How It Works

  1. Check your rate in minutes. Use our online form to get a personalized offer with only a soft credit pull.
  2. Choose the option that’s right for you. Select the 12‑month same‑as‑cash plan or the low‑monthly‑payment plan.
  3. Complete your application. If you decide to proceed, you’ll complete the application through Nelnet Bank’s secure portal. (This will involve a full credit check.)
  4. Start your project. Once approved, funding is sent directly to Imagine Remodeling so work can begin.

Frequently Asked Questions

Yes. Nelnet Bank is FDIC‑insured, and all applications are processed securely via the Buildertrend platform.

No. The initial rate check is a soft inquiry and has no impact on your credit score.

Financing is available for home improvement projects ranging from $3,000 to $150,000 for personal, household or family use.

Ready to Get Started?

Click the button below to see your personalized financing offer and take the first step toward the remodel you need to transform the home you love into the home you’ve always imagined.

Apply for Financing